Thanks to Rob Dietz for this article by him.
When I graduated from college, I was trapped underneath a mountain of debt. I had no money in the bank, $25,000 worth of student loans, and an interesting, but low-paying job doing research on economic and environmental policy. I’m sure many students today look at that $25,000 figure longingly, as they struggle with debts upwards of $100,000. But for me, the $25,000 was huge. After adding up rent, food, loan repayment, and other basic expenses, I didn’t have any money left at the end of each month. It became obvious very quickly that I was stuck – I didn’t have something that I truly desired: breathing room.
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